Which Types of Foreign Worker Insurance is Right for Your Business?

An insurance is an arrangement by which a company or may be the state ensure to give some kind of compensation in case of any kind of losses or damage or even in case of death. Foreign workers insurance is a type of insurance that covers individuals who go out of their native lands to work in a foreign country, against any medical injuries.

Foreign Workers Insurance

Any individual who works in a foreign land for any tenure is liable to get this insurance. Any individual who travels out of their country is covered under this insurance to be compensated for any injuries that happen to them while they are on-the-job.

The foreign workers insurance is availed a lot by those industries where people come to work from different countries. For example, in the hospitality business, a hotel can employ someone from a foreign country. That person then becomes liable to be covered under the foreign workers medical insurance.

Also, we are living in a global world. Every year, every day, every hour people are travelling from one end of the globe to the other end for work. Each time an individual travels to a foreign country whether from the manufacturing sector or the service sector, whether from the utility industry or the entertainment industry, the industrial products sector, or the infrastructure sector, they come under the purview of the foreign workers insurance that give them the much-needed medical security.

This insurance is provided by the employer under state regulations that differ from country to country. However, the premise of the insurance remains the same all over the world.

Types of Foreign Workers Insurance

There are different types of foreign workers insurance depending on the country where it is availed. However, the basic coverage remains to be the same under any foreign workers insurance. Hospital room charges: in case of hospitalization, the insurance will cover the cost of your hospital room charges to a certain limit fixed by the state. Intensive or critical unit charges: in case you meet with an accident and is put in an intensive care unit, the insurance will cover the cost incurred.

Surgery Charges

In case you must undergo any surgery due to any accident or injury, the insurance will cover the cost.

Miscellaneous Hospital Expense

During your stay in the hospitals all the miscellaneous expenses like medicines, dressing, therapy charges: all this is covered under this insurance. Pre and post hospitalization charges: any kind of expense incurred for investigation and diagnosis pre- and post-hospitalization is covered by this insurance.

Now is the Time to Start Providing Health Insurance Cover to Your Employees

Once you come to know the benefits your company will derive by offering suitable foreign worker health insurance cover of your employees, you should not delay implementation of the decision. Even if you had not done this earlier, it is never late to undertake this task because it will bestow immense benefits for your business growth. Let us find out why you should provide a suitable health insurance cover to your employees without delaying further.

1. A properly chosen health cover will attract the best employees in your industry

Among the benefits companies offer to their employees, a good health cover stands on top because nowadays, medical and treatment-related expenses are repulsively high. If there is illness in their families, employees will not be able to enjoy the fruits of their earnings fully because they will be saddled with huge medical and treatment-related expenses.

If you provide your employees with a good health cover, they will feel relieved to a great extent. That is the reason job aspirants with top skills look for companies that offer excellent medical covers. In other words, you can get the top-most talents in your industry if you shop around and wisely choose a very good corporate insurance for your company.

2. Retaining the best talents is easy

Apart from attracting the best talents available in your industry, you will be able to retain them as well because these employees will be an inspired lot, thanks to the health insurance plan you make available to them.

3. You can instill a feeling of security in your employees

By putting in place an appropriate health insurance plan that covers the health risks of your employees, you will be instilling a sense of security in them because their financial worries will have been reduced to a great extent. This feeling will help them in focusing better on their job. Apart from performing to their optimum capabilities, these employees will become loyal to your company also.

4. Increased profits

Since your employees will be more productive, you will see increased profits. Further, your employees, being a motivated lot, will ensure complete client satisfaction also. So, you can expand your client base and achieve your growth targets more easily.

5. Smooth workflow

Especially, if you put in place a health plan that focuses more on preventive care, your employees will remain healthy. This will reduce absenteeism and therefore, there will not be any issues with the workflow. This will result in increased productivity that will go a long way in accelerating your business growth.

On the contrary, if your employees or their dependents fall ill frequently, the workflow in your company will get disrupted. You may not be able to stick to delivery schedules. If your customers feel that they have been let down, they may not hesitate to look for an alternative supplier or provider. Remember that there is competition in every industry and yours may not be an exception. So, if you delay putting in place a suitable health cover for your employees or if you show stinginess in choosing the right plan, you may have to pay dearly. Your business goals may continue to remain as pipedreams.

6. Reduced employee turnover enhances your reputation in the industry

Apart from increasing the productivity of your employees, an appropriate health plan will bring down employee turnover in your company. So, you will enjoy a high reputation in your industry.

In view of the foregoing, you are advised to put in place a suitable health insurance plan in your company. In fact, when you are likely to derive such great benefits by taking this step, why delay in taking proactive action?

Tell-tale Signs That You Need a New Bathroom Shower Tap

buying new bathroom shower taps

Do you live in Malaysia? Do you want to take your bathing experience to the next level? If yes, then you should consider investing in high-quality plumbing fixtures.

Investing in a showerhead, for example, can make you feel like you are in a luxury hotel each time you take a bath.

To ensure that you get the best experience while taking a shower, you have to install a high-quality shower tap.  

Keep in mind that even high-quality plumbing fixtures can’t last forever. This means that soon your shower tap and even your showerhead may become faulty.

In this article, we are going to be looking at some signs that your shower tap is faulty and needs a new shower tap replacement.

Problem #1. Constant dripping

Most people usually wait until their showerhead is unusable before replacing it.

See, you don’t have to be like them. Taking action before things gets out of hand can help you save money and time.

If you notice that your shower tap keeps dripping even after you have turned it off, a part of you may want to overlook or ignore it. Doing this may seem like a good idea initially, but in the long run, you are going to regret it, as your utility bill is going to increase over time.

So, if you notice that your shower tap is dripping water, you should make plans to change it as soon as you can.

Problem #2. Worn out and leaking handles

Most shower tap models on the market are made of metal or plastic. Needless to say, both materials are great, but they are susceptible to wear and tear.

So if you have been using your shower tap regularly for years, the base of the tap where it meets your bathroom wall is slowly going to wear and eventually start to leak.

Make plans to replace it as soon as you notice this.

Problem #3. Showering issues

How easy is it for you to turn on/off your shower? If you can turn it off and on effortlessly, chances are, it is still in excellent working condition. On the other hand, if your shower head is difficult to turn on and off, it is likely faulty.

If your shower suddenly stopped working well, you should contact a professional to see if the problem is from your shower tap or showerhead. If the issue is linked to your shower tap, you should replace it as soon as you can.

Problem #4. Rust

Shower taps that are made from metal are usually very durable. But after a long while, they may begin to rust. Shower taps that come in contact with water constantly will rust faster than those that aren’t exposed to water regularly.

When a shower tap starts to rust, it is likely going to start leaking soon.

Do well to take action before things spiral out of control.

Final note

Don’t wait for your shower tap to develop a serious fault or becomes unusable before replacing it. Taking action as soon as you notice any of the signs unveiled in this article will help save cost and time.

As mentioned above, shower tap and other plumbing features aren’t designed to last forever. But if you invest in high-quality models, you can be confident that it will last you for years and years to come.

Popular Types of Rain Shower Heads

popular types of rain shower heads

Do you want your bathroom to have a luxurious look? Do you want to take your bathing experience to the next level? If yes, you should consider investing in a high-quality rain shower head.

Presently, the Malaysian market is flooded with different types and models of showerheads. While some are designed to be mounted on the ceiling, others can be held by hand. Some models have dual heads.

To effectively narrow down the best rain shower head for your bathroom, you have to learn a thing or two about some of the various types of rain shower heads in Malaysia.

Hand-held shower head

Hand-held shower heads are currently taking center stage in Malaysia, as they are easy to use.

Unlike celling shower head that require users to spend loads of money in installing plumbing pipes in the ceiling, hand held shower heads is easy to install. All you need to do is to connect the hose of the shower head to a water source.

With a great hand held shower head, you will be able to spray water to any part of your body without stressing yourself out.

Hand held shower heads are perfect for people with a small bathroom.

Dual rain shower heads

As the name implies, dual rain shower heads consist of two showers. In some models, both shower heads are fixed and cannot be moved around. In other models, one shower head is fixed while the other is hand held. Both shower heads are usually connected to one water source.

Dual rain shower heads are to be categorized into two main groups- Single handle and dual handles.

Single handle dual rain shower heads are usually fitted with a valve that controls the flow of water between the two shower heads. Note that only one shower head can be used at a time.

Dual handles allow users to use both shower heads at the same time.

If you want a shower head that will stand out in your bathroom and offers more convenience, a dual shower head will be perfect for you.

Ceiling mounted rain shower heads

These types of shower heads are usually found in commercial buildings and top-notch hotels because of their elegant design and luxurious look.

They are designed to be mounted on the ceiling of a bathroom. Presently, some models are connected to the celling of a bathroom using a shower arm.

Wall-mounted rain shower heads

They are designed to be mounted on the wall of a bathroom and are available in different shapes and sizes.

Unlike traditional shower heads, wall mounted rain shower heads have a large surface area, and offers more comfort.

Wall-mounted rain shower heads are usually found in residential buildings.

In Conclusion

If you are new to rain shower heads, you should ensure that you do extensive research before making a final decision. Doing this will not only help you figure out the best rain shower head for your bathroom but will save you from buying a low-quality one that will fall apart after a while.